Benefits of Having a Flex Spending Account

Every family has health concerns and you want access to the best care available. Some consumers might not realize that different benefit plan options exist for them. There are programs in place that can help you afford health care supplies and services for your family. One option is a Flexible Spending Account (FSA) – an employer-sponsored benefit add-on that allows employees to set aside pre-tax money for qualified health expenses. 

An FSA lets you cover health care expenses not covered by traditional insurance plans. Before opting in to an FSA during open enrollment, you should first estimate how much you will contribute to the FSA. Starting with plans in 2013, the annual contribution limit into a Health Care FSA is $2,500 per person.

Many FSA plan years have a December 31 deadline, but some employers offer coverage extensions through a 2 ½ month grace period. For those with a grace period, one upcoming deadline is March 15.

Eligible Products with an FSA:                                                 

  • Blood pressure monitors                                                 
  • Breast Pumps and other baby care
  • Hot and cold packs
  • Sunscreen
  • First aid kits
  • Shoe inserts
  • Contact lens solution

A great resource for those with FSAs is – a site exclusively selling thousands of FSA-eligible products and answering FSA-related questions through an online Learning Center. For more information on FSAs, or help with figuring out how much to contribute and which FSA eligible expenses qualify, visit

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  1. These are so great. We used it last year and needed every penny with the birth of our daughter and NICU stay

  2. We had one a few years ago. Wasn't such a great match for us at the time, but I can see where they are very handy.

  3. I've never had an FSA because we have really good insurance, but this sounds like a great option for others.

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