I love the holidays as much as the next person, but they can drain your bank account of money quickly if you’re not careful. That’s why I always look for ways to be frugal and save money during this time of year. It doesn’t have to be hard either; here are a few simple ways you can save money this holiday season.
Shop the Deals
Shopping deals and comparing prices is an easy way that you can make a huge difference in the amount of money you spend this holiday season. To help with this, think about downloading free price comparison apps like ScanLife, which can instantly help you find the lowest price on a product you are thinking of purchasing.
Make Your Own Gifts
Gifts that are homemade and come from the heart are often loved and appreciated by those who receive them. Instead of that expensive basket of spa products, think about making your own sugar scrubs, facemasks and lip gloss to give as a gift. Fresh basked cookies, jars of bread or cookie mix and other homemade goodies are great gift options too.
Set a Budget and Stick to It
Without a budget, it is easy to go overboard and end up spending way more than you had wanted. Sit down and make a list of who you need to purchase gifts for, and set a spending limit for each. Vow to stick to this budget and then do it. This will save you a bundle during the holidays.
Take Advantage of Credit Card Rewards Programs
Credit card rewards programs have a lot to offer during the holiday season. Chase Ultimate Rewards program is offered to Chase Freedom, Chase Sapphire and Ink from Chase cardholders.
When you use any of these cards, you earn points on every purchase – it’s that easy. Rewards points that are earned can be saved and redeemed for travel, experiences, merchandise and most importantly this time of year, gift cards or cash back. Cash back and gift card options can allow you to purchase gifts for loved ones without using money out of your budget. Best of all, merchandise and gift cards are available at the same prices you would pay in the store with no additional fees, so a $50 gift card would cost 5,000 points etc.
Chase cardholders with Ultimate Rewards can also take advantage of extra incentives and rewards when they use their card during the holiday season, making it a one-stop shop for shopping and saving during the holidays.
What do you do to save money during the holiday season?